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Practical business law — analysis, guides and insights that support operational decision-making.

Blog

Legal Insights for Operational Decision-Making

Find in-depth analysis, guides and practical insights that supports business operations. You will find posts on, among other topics, commercial law, GDPR and data protection, anti-money laundering (AML), financial regulation, contract management, and the role of legal counsel or the compliance function across different types of organisations.

The focus is on how regulatory requirements actually affect decisions, processes and risks in companies and organisations. Here you will find both broad overviews of regulatory frameworks and in-depth pieces linked to supervisory cases and new requirements. This page is intended as a practical resource to return to whenever new legal issues arise in the business.

15 January 2026

New Consumer Credit Act 2026 – stricter requirements for lenders, credit intermediaries and merchants

Two lawyers reviewing a contract together at a conference table in a bright, modern office environment, symbolizing professionalism, structure, and collaboration.

15 January 2026

Writing business contracts between companies: eight practical tips before you sign

Illustrated lawyer in a suit at desk with circular AML workflow, document icons for risk assessment, customer due diligence and reporting for accounting firm.

14 January 2026

AML for accounting and bookkeeping firms – practical requirements and pitfalls

Female lawyer in a suit reviewing documents with visual risk assessment charts at a desk in a modern office environment, illustrating the risk-based approach under AML regulations.

13 January 2026

Exemptions in the AMLR for gambling and football clubs

Data Protection Officer (DPO) leading a GDPR compliance strategy meeting, coordinating stakeholders around governance, accountability and data protection controls.

12 January 2026

The development of the DPO role in a new technological and regulatory landscape

Fintech compliance professional holding a tablet with a security checkmark, with digital payment icons symbolizing AML and anti-money laundering controls.

8 January 2026

What every fintech CEO should know about the anti-money laundering (AML) framework

Illustration of the EU AML framework shown as three pillars representing supervision, definitions and responsible entities, with legal professionals collaborating.

7 January 2026

EU’s AMLR Regulation: definition, purpose and accountable entities in the anti money laundering regulation EU

Interim AML compliance lawyer advising a fintech team on anti-money laundering controls, risk management and financial regulation.

6 January 2026

Strengthen compliance in fintech – interim AML lawyer as a solution

Illustration i Material Design av jurist i kostym som granskar en checklista vid ett kontorsbord med laptop och dokument, i ljusa färger och minimalistisk stil.

23 December 2025

AML checklist: five key areas after the Financial Supervisory Authority’s sanction on Svea Bank

17 December 2025

Mandatory or voluntary data protection impact assessment?

Illustration of a secure contract with a padlock symbolising a GDPR-compliant data processing agreement that manages privacy risks and protects personal data.

15 December 2025

What is a data processing agreement and when is it critical?

12 December 2025

How to know when you need support from a commercial lawyer

The image shows three people in suits sitting and discussing a document.

9 December 2025

How the Anti-Money Laundering Act affects regulated financial activities

Contract lawyer coordinating and reviewing offer, LOI and final contract through email and digitally signed documents.

5 December 2025

A contract law attorney clarifies the boundary between an offer, a Letter of Intent and a contract

Illustration of an interim compliance officer presenting dashboards on risk, controls and regulatory reporting to the company board.

3 December 2025

What should an interim compliance officer report to the board?

Illustration of a telecom lawyer in an office reviewing a digital sanctions report with a red fine amount, symbolising Tele2’s PTS sanction and its consequences for operators.

3 December 2025

Tele2’s administrative fine from PTS – lessons for operators

Illustration of GDPR experts discussing joint controllership after the Russmedia judgment C-492/23, showing shared responsibility for personal data on online platforms.

2 December 2025

Russmedia Digital (C-492/23): tightened controller responsibility for online platforms under the GDPR

1 December 2025

When is a part-time corporate counsel the right solution?

Illustration of an interim legal counsel guiding a management team through key legal decisions, policies and governance to support compliant business growth.

28 November 2025

When growth demands legal support – engage interim legal counsel

Illustration av tullkontroll vid gräns där en tulltjänsteman i kostym kontrollerar en resväska fylld med sedelbuntar medan en resenär lämnar över ett dokument – symbol för regeringens förslag om anmälnings- och redovisningsskyldighet vid in- och utförsel av kontanter.

26 November 2025

The Swedish Government has proposed a duty to notify and report the import and export of cash

26 November 2025

Customer due diligence at change of ownership or succession

Illustration of an auditor examining documents with a magnifying glass, symbolising AML compliance checks and the risk of administrative fines for weak controls.

25 November 2025

The Anti-Money Laundering Act for bookkeeping and accounting – the County Administrative Board’s administrative fine

Illustration of a digital Service Level Agreement at the centre, surrounded by cloud, network and server icons symbolising requirements for availability, security and accountability in cloud services.

22 November 2025

Cloudflare and SLAs: What are the legal consequences when a SaaS breaches its Service Level Agreement?

Illustration of the map of Europe with stacked icons for users, AI and online services, symbolising the EU digital omnibus reforms for data and consumer protection.

20 November 2025

Digital Omnibus: How the EU’s new proposal could reshape the GDPR

Illustration of a GDPR consultant checklist with shields, padlock and documents, symbolising practical support to secure company data protection and compliance.

18 November 2025

The GDPR consultant: how I help your company

Illustration of a corporate counsel guiding management through document workflows and legal processes to align business decisions with regulatory compliance.

17 November 2025

How a corporate counsel works from an in-house perspective

Illustration showing two layers: above, icons for email, newsletters and SMS; below, servers, documents, personal data and lawyers. A clear arrow links the layers, symbolising how ePrivacy governs direct marketing while the GDPR governs personal data processing.

14 November 2025

EU on direct marketing – C-654/23 Inteligo Media

Illustration of scales of justice with the words “Credit assessment” and a judge’s gavel, symbolising credit assessment rules and enforcement by the Swedish Financial Supervisory Authority.

13 November 2025

Poor creditworthiness assessment under the Consumer Credit Act – the Swedish Financial Supervisory Authority (FI) sanctions Avida Finans

Illustration of a privacy lawyer choosing between policy options on a decision tree, symbolising consent GDPR requirements for valid, documented user consent.

11 November 2025

When is consent required and when should it be avoided?

Illustration of a legal team reviewing security policies and checklists, showing what does a GDPR lawyer do in guiding organisations on data protection compliance.

6 November 2025

What does a GDPR lawyer do?

Illustration of a data protection specialist reviewing files, cloud storage and CCTV within a GDPR control net, symbolising GDPR audit compliance for organisations.

5 November 2025

GDPR audit in practice – test your compliance before the Data Protection Agency does

Illustration of a server leaking binary data behind a legal shield, symbolising a serious data breach and GDPR obligations for cloud service providers and customers.

4 November 2025

IMY initiates supervisory review following the Miljödata breach

Illustration of a judge’s gavel deciding which phone numbers are allowed or forbidden, symbolising commercial law rules on renting out telephone numbers.

30 October 2025

Phone number rental prohibited – PTS intensifies supervision

Illustration of two GDPR lawyers reviewing a data processing agreement and security structure on screen, illustrating contractual GDPR compliance work.

30 October 2025

Two common mistakes in data processing agreements

Illustration of two managers in a video meeting with a GDPR lawyer on screen, discussing data protection folders and how to manage GDPR compliance without a DPO.

29 October 2025

Support with GDPR where a Data Protection Officer is not required

Illustration of three business lawyers in a meeting around a laptop, discussing documents and strategy related to commercial law for corporate clients.

27 October 2025

Securing the right legal expertise quickly — without hiring

Female accountant working at a laptop in an office, illustrating AML compliance and day-to-day bookkeeping with customer due diligence requirements.

24 October 2025

Does the customer due diligence requirement apply to day-to-day bookkeeping?

Illustration of two business lawyers reviewing and signing a contract, symbolising expert contract law advice and careful legal risk assessment.

23 October 2025

The contract lawyer’s role in commercial law: What you should know

Two lawyers in suits, without facial features, collaborating in front of a colour-coded risk matrix on a large screen in a light style.

21 October 2025

AML shortcomings in Zimpler – implications for payment providers

Illustration of a GDPR audit showing a central padlock securing a network of people, data folders and a compliance checklist representing data protection controls.

20 October 2025

Preparing your business for a GDPR audit

Illustration of a commercial lawyer leading a boardroom presentation on risk management, using charts and contracts to explain key commercial law issues to business leaders.

17 October 2025

The commercial lawyer’s role in effective risk management

Illustration of business professionals collaborating on internal governance steps with icons for strategy, risk and controls, symbolising financial regulation compliance.

16 October 2025

How to strengthen internal governance in a regulated business

Illustration of a commercial law team and external corporate lawyer advising management around a table, reviewing governance charts to align contracts and business strategy.

14 October 2025

Why we primarily work from an in-house perspective

13 October 2025

Invoice, “pay later” and instalments — how e-commerce is affected by the Consumer Credit Directive

Illustration of two GDPR lawyers reviewing data flows on a tablet to determine whether a company acts as data controller or processor under the GDPR.

8 October 2025

Controller or processor – why it matters

Illustration of a Data Protection Officer advising management on GDPR compliance, with lawyers around a table discussing security policies and a shield symbolising data protection.

6 October 2025

When do you need a Data Protection Officer (DPO)?

GDPR lawyer pointing at a consent symbol stacked on legal and privacy icons, illustrating consent as lawful basis in customer relationships under the GDPR.

3 October 2025

Consent in customer relationships – an overrated solution

Illustration of a data protection officer consultant reviewing traffic safety data from a connected car in IMY’s sandbox, symbolising GDPR compliance in smart mobility.

2 October 2025

Can a new sandbox initiative make traffic safer whilst preserving privacy?

Business team meeting with commercial lawyer discussing whether to use part-time corporate counsel or an external law firm for contracts and compliance strategy.

30 September 2025

Part-time counsel or an external law firm – what suits your company?

Startup business founder meeting with a temporary interim lawyer team, reviewing a legal document and getting advice on contracts and compliance.

29 September 2025

Flexible legal support – an interim lawyer in the launch phase

Illustration of gambling payments with cash and cards changing hands at a casino table, symbolising the Swedish Gambling Authority risk assessment for 2025.

26 September 2025

The Swedish Gambling Authority (Spelinspektionen) updates its 2025 risk assessment on money laundering

Illustration of a contract lifecycle with secure folders, signed documents and data deletion, explaining liability in data processing agreements under the GDPR.

24 September 2025

Who is responsible for what in a GDPR data processing agreement?

Data protection expert standing by an open padlock and website icons, illustrating EU cookie rules simplified and practical GDPR cookie compliance for websites.

23 September 2025

Streamlined cookie rules on the EU agenda – what could change

Illustration of an interim compliance officer process, showing legal requirements documented, data stored in secure folders and reported to the supervisory authority.

22 September 2025

When do you need an interim compliance officer?

Illustration of European map with arrows, legal document and paragraph symbol, representing part-time commercial law support for international business expansion. Jag föredrar det här svaret

19 September 2025

Part time legal counsel with local legal support for international companies

Business professional explaining secure data flows to an employee, illustrating help with GDPR access request under Article 15 and safe sharing with authorities and cloud storage.

18 September 2025

Help with GDPR: what applies to subject access under Article 15

Accountant reviewing client documents with a magnifying glass, illustrating common mistakes in know your customer (KYC) processes for accountancy firms.

17 September 2025

Common mistakes accounting firms make in customer due diligence

Interim data protection officer advising a fintech employee on GDPR data flows, secure document handling and privacy compliance on a locked laptop.

16 September 2025

Interim data protection officer in fintech – agility with data protection impact assessment

Illustration of a security and HR team analysing a suspected data leak, representing GDPR incident response and organisational duties after a breach.

15 September 2025

Data breach at Miljödata – employer liability and the data protection officer’s role

Puzzle pieces with a fintech circuit icon, symbolising how financial regulation and legal compliance fit into a fintech startup’s business model.

12 September 2025

Navigating financial regulation as a fintech start-up

Bank employee working on a laptop with multiple customer profiles on screen, illustrating GDPR compliance risks and potential sanctions for improper customer data handling.

11 September 2025

Administrative fine against S-Pankki: lessons on testing and incident handling

Illustration of organised legal documents in a folder with a checkmark, symbolising a GDPR lawyer preparing lawful basis documentation and compliance records.

10 September 2025

Legal basis under GDPR – the documentation requirement

Illustration of a digital ID card with lock, document and user icons, visualising a GDPR access request practical guide for handling data subject rights in the EU.

8 September 2025

GDPR and the right of access – a practical guide for companies

Illustration of paragraph symbol, courthouse and law book, representing the Lexbase media exemption case and interpretation of GDPR versus freedom of expression.

6 September 2025

GDPR lawyer insight: the Advocate General’s assessment in the Lexbase case

Illustration of EU and Brazilian regulators connected by a data bridge, symbolising Brazil’s adequacy decision, lawful data transfers and GDPR compliance.

5 September 2025

EU–Brazil: what would a decision on an adequate level of data protection mean?

Data protection specialist reviewing cross-border data flows on a tablet, illustrating secure transfers under the EU US Data Privacy Framework and GDPR compliance.

3 September 2025

EU-US Data Privacy Framework and third-country transfers

Business professional signing a document while a colleague points and a question mark appears, illustrating invalid GDPR consent and common mistakes in consent management.

2 September 2025

Invalid consent under GDPR – common mistakes and how to avoid them

Illustration of charts, checklist and warning shield representing an AML general risk assessment of a company’s business model and financial crime exposure.

1 September 2025

Money laundering: business size and model drive the risk assessment

Illustration of digital contract management with checklist on a tablet, showing how structured reviews, monitoring and governance strengthen business deals.

29 August 2025

Contract management that strengthens the business

Two business professionals working with laptop and documents, discussing GDPR legal basis and how to organise data processing activities for compliance.

28 August 2025

GDPR for businesses – the essentials you need to master

Illustration of NDA contract next to laptop and phones with AI icons, showing how to draft confidentiality agreements that regulate AI tools and protect sensitive data.

27 August 2025

Ban on AI in confidentiality agreements – practically unworkable?

GDPR lawyer explaining how to respond to a data subject access request, showing secure handling of personal data and privacy information to a client.

26 August 2025

The right of access to personal data – process, obligations and lawful handling

Two business professionals discussing a GDPR-compliant data processing agreement for group companies, reviewing approved contract terms on a laptop outside corporate offices.

25 August 2025

Data processing agreements between group companies – what does the GDPR require?

Illustration of accountants applying AML checks, with one reviewing KYC documents, one handling a client transaction and another assessing a risk alert as part of AML routines.

1 July 2025

When must an accountancy firm conduct customer due diligence?

Alt-text: In the image we see two people trying to put together a puzzle with multiple symbols.

3 June 2025

New rules for BNPL – how CCD2 affects E-commerce

Legal professional reviewing an online legal search service with magnifying glass, examining crime verdicts and GDPR supervision of searchable judgment databases.

2 April 2025

GDPR compliance consultancy: is publishing criminal judgments compatible with GDPR?

Scales balancing EU and US flags on a cloud, symbolising EU US cloud services, data transfers and future Schrems III challenges for GDPR compliance.

31 March 2025

Do we need to worry about a Schrems III?